Direct Loans are low-interest loans for students and parents to help pay the cost of a student's education after high school. Direct Loans allow you to borrow directly from the U.S. Department of Education. You will have a single contact with the Direct Loan Servicing Center to assist in managing your student loans. These loans offer fixed interest rates that are typically lower than the variable rates offered by most private student loans. There are also a variety of deferment options and extended repayment terms.
Eligibility is determined through the Free Application for Federal Student Aid (FAFSA). You must be enrolled at least half-time (6 credits) and enrolled in an eligible degree or certificate program.
Please check the Federal Student Aid website for current annual loan interest rates and loan fees. (http://studentaid.ed.gov/types/loans/subsidized-unsubsidized)
Direct Loans have annual maximum loan amounts based on grade level and dependency status. You must have completed 45 college level credits towards your program of study to be considered a second-year student. Base loan amounts can be subsidized or unsubsidized depending upon eligibility.
Please include your full name and student ID number with your email inquiry.
253-964-6427 (Fort Steilacoom)
M-Th: 8 a.m. - 5 p.m.
Fri: 8 a.m. - 3 p.m.